Insurers do not want to pay out for car accidents. Although they tell you otherwise, they are not necessarily on your side. When you get into a car accident, you will want to consult with an attorney before speaking with your insurance adjuster.
Georgia requires motorists to have a certain amount of motor vehicle insurance. However, this does not mean you will receive the total amount of coverage you pay for after a collision. Learn why you should be wary about speaking with your insurance company after a car accident.
Keep the details minimal
To be clear, you need to inform your insurer that you got into an accident. However, you should not reveal any more information other than the time and place of your accident. If you give further details, the insurance company may use that information against you. For instance, do not mention the speed of your vehicle. You may think this is a harmless detail, but your insurance may reduce their payout if you admit to driving even one mile over the speed limit.
Do not speak to the other party’s provider
Another thing you should never do is speak with the other party’s insurance company. No matter how friendly they seem, they want to pay you as little as possible. Always direct calls from other insurance providers to your legal representation.
Ordinary people do not always know how to speak to insurers. This is perfectly fine. Remember to divulge as little information as possible to your insurance company and speak with a lawyer.